We assist individuals in navigating the complex world of applying for and obtaining long-term and short-term disability benefits at any stage of their claims.
Disability benefits can be generally obtained through public or private coverage. Publicly provided benefits may be obtained through state programs such as California Disability Insurance or federal disability benefits through the Social Security Administration. Private disability benefits can be obtained through employment benefits or individual policies.
Employees are eligible to receive long-term and short-term disability benefits through plans offered by their employers. These group disability plans are generally governed by a federal law known as the Employee Retirement Income Security Act of 1974 ("ERISA").
In general, the steps of obtaining ERISA disability benefits starts with filing an initial claim. If the insurance company or administrator denies the initial claim, ERISA disability plans typically allow at least one administrative appeal. If the insurance company or administrator denies the administrative appeal, the only remaining option is to file a lawsuit to challenge the wrongful denial of disability benefits.
ERISA disability plans are notoriously complicated in terms of their process. Each step of an ERISA disability claim has traps that an average person may fall for without the assistance of experienced counsel.
We assist individuals in Los Angeles and throughout California to obtain long-term and short-term disability benefits through employer-provided ERISA plans or individual policies. We handle disability benefits claims at any phase, from the initial claim through lawsuits.
Tact Law Firm's Managing Attorney, Norvik Azarian, has years of experience representing ERISA disability insurers and administrators and defending long-term disability and short-term disability claims. He is well-equipped to understand how ERISA disability insurers and administrators attempt to deny long-term and short-term disability claims to employees who are rightfully entitled to benefits.
Often, disabled employees only have their disability benefits to rely on for financial security. Therefore, our experience enables us to assist employees in correctly filing initial claims for ERISA disability benefits, preparing robust administrative appeals if the insurance company or administrator has denied an initial claim, and filing a lawsuit for wrongful denial of benefits.
We can assist you in filing for and obtaining disability benefits at the onset of your claim.
If your initial claim for disability benefits has been denied, we can help prepare a compelling appeal to the insurance company or administrator.
If the insurance company or administrator has denied your initial claim and appeal for disability benefits, we can challenge the wrongful denial in court.
We understand that if you are seeking disability benefits, financial stability is a top priority. Thus, our legal services are always provided on a contingency basis, meaning we only get paid if we successfully obtain disability benefits for you. This arrangement allows our interests to be completely aligned with our clients' interests in obtaining disability benefits.
Tact Law Firm, APC
1009 W. Olive Avenue, Burbank, California 91506
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